Apparently It Effects The Economy Too...

Apparently weird weather isn't the only thing caused by our nation's sin. I read a great article by Chuck Colson today about the banking crisis, and he hits the nail right on the head.

Here is an excerpt:

So where are we after years of unrestrained greed on Wall Street, coupled with a lack of prudence on the part of individual lenders and borrowers? Well, the U.S. economy is, to put it mildly, shaken, as is the world economy. Second, due to the unscrupulous behavior of a few, the Fed, the SEC, and Congress are ready to step in and regulate the markets more than ever.

I guess I could say, “I told you so.” For months I have argued on “BreakPoint” that the cause of the market meltdown was moral failure. Free markets—capitalism itself—can thrive only when corporations and individuals exercise moral restraint. When those restraints fail, government regulation is sure to follow; which, in turn, makes free markets less efficient, and certainly less free.

Moral restraint, you see, requires a set of morals—beliefs that some things are right, and some things wrong. To put it more simply, moral restraint requires a biblical worldview.  (This is my favorite part. - J)

President Bush has often said he gave up drinking when Christ came into his life. Well, Wall Street and the greedy mortgage brokers might invite Christ in to help them recover their own morality.

- Chuck Colson

Until we realize that God is always right and anything that disagrees with Him is always wrong, we will continue to have messes like this and even bigger ones. God's laws were put in place because the Creator of all things knows what works and what doesn't. When we disobey God's Word (the Bible) we set in motion the negative consequences that are the guaranteed result of that disobedience. God in His love for us put His law in place to protect us from the consequences of sin just like a loving father would tell his child not to touch a hot stove.

A Very Important Message

This is a message that is targeted primarily to my Christian readers, but should be of benefit to anyone who reads it. It is largely an excerpt of a post that I wrote for the Conspiracy of Kindness blog, but I believe that its message is important enough to duplicate it here.

Very few Christians would deny that God still speaks to His people. This communication can come in various forms: from general impressions, to visions, to dreams, and to a voice that isn't heard with our ears but is instead discerned by our spirits.

One of my friends has a particular fluency in their communication with God. Recently, in the midst of a conversation that this individual was having with God about a situation that they are dealing with, God shared something that I believe is very important for many to hear. Based on my experience with this individual, my knowledge of their understanding of the subject matter of the message, and the context in which it was given, I believe that this is a bona fide message from the Lord.

The Bible tells us to "Let two or three prophets speak, and let the others pass judgment." While many in traditional and even evangelical churches are uncomfortable with calling someone a prophet today or even in allowing that prophecies are still given today, I hope that you will not be offended by this term. A prophet is merely someone who tells others what God has told them. It is our job as priests in the Kingdom of God to consult with the Holy Spirit to test the prophecy. It is with this caveat that I submit this message for your consideration:

If you have an abundance don't invest it in the stock market. That's going to crash later this year. It will be a lot like 1929, but for those whose investment is primarily in the Kingdom there won't be a problem.

Wealth, as America knows it is almost over.

Dave Ramsey's teachings about mutual funds work well in this season - this system, but the economic system is about to change dramatically. The same rules will not apply.

I'm getting ready for the great wealth transfer. Many will be saved. Those in debt will suffer the most. Many will lose everything. "But those who know their God will do mighty exploits."

Let me begin by explaining something of the context in which this message was given. What I have shared was an excerpt from a larger conversation between my friend and God. There was nothing before this in the conversation that even made mention of the stock market, although financial matters had been discussed. This is one of the reasons that I believe that this message is from God.

A second reason that I believe that this message is authentic is that my friend has no knowledge or understanding of the stock market or the economic factors that drive it. This individual has (as was indicated in the prophecy) listened to Dave Ramsey, but that is the extent of their knowledge. In fact, my friend hardly even listens to or reads the news. So I don't believe that this is an idea that could have come from this individual's own concerns about the economy or knowledge about it.

Where does this leave us then? One of the purposes of prophecy is to encourage God's people. The entirety of the context of this message served to strongly encourage my friend.

Another purpose of prophecy is to warn God's people of sin and/or impending events. Proverbs tells us "The prudent sees the evil and hides himself, but the naive go on, and are punished for it." and "A prudent man sees evil and hides himself, the naive proceed and pay the penalty."

I am no financial expert. I cannot tell you what to do in response to this message. Perhaps it would be wise to study the events of the Great Depression and look specifically to the areas that thrived in the midst of the collapse of the Stock Market. I have heard that when one type of investment falters there are often other areas that do well. This may be a time for God's people to be able to prosper because of this warning.

Perhaps it would also be prudent to move funds from stock market based investments to investments with guaranteed interest. (I'm thinking particularly of folks with 401-ks and that sort of thing.) However, once again, I don't really know what I am talking about. Your best bet would be to ask God what you should do with your investments.

I would also encourage you to ask God about expediting the payoff of any home equity lines and about refinancing your home if the mortgage is not locked into a long-term fixed rate.

Can I guarantee that this is a word from the Lord? No. But I felt strongly enough that it was that I felt a responsibility to warn as many people as I could about it. Please pray and ask God to show you whether this prophecy is true and to tell you what you should do about it.

One last thought... Christians are not to be motivated by fear. This message should not cause fear, but should encourage us to praise God for giving us a warning before this event takes place.

If you are heavily in debt this may cause you some distress. That is understandable, but do not operate out of fear. Cry out to God in repentance over your situation and ask Him how to fix it. Allow your faith to rise up and trust your God to take care of you and your needs. I can attest that He does and He will. That is not to say that you may not suffer loss, but God will not allow the righteous to be forsaken or their children to beg for bread.

For any of my non-Christian friends who are reading this blog, I hope that this information will benefit you too. If it does, my sincerest prayer is that you will give glory to God for giving you this warning and that you will submit your lives to Him because of His goodness. He truly loves you and wants the very best for you.